That would also result in lower transaction fees, because most of the transaction fees go to paying the cost of fraud protection. Then you learn your lesson and do better next time. If you're careless and reuse passwords, you might lose the $1000, but you don't get banned forever from making financial transactions. Because then the account never has more than $1000 in it to begin with, which limits your losses to that amount, but then the payment processor doesn't have any incentive to ban your account because the losses are yours. You don't want this for your brokerage account, but you do want it for the account you're using to buy things with petty cash. The alternative to people getting locked out of their accounts is having accounts without reversible transactions. So your account is locked forever and you can pound sand. How are they supposed to tell? Even if you're you, the perpetrator may still have access to whatever method was used to access your account to begin with and if they turned it back on there would be more fraud (which causes the payment processor to lose money instead of you). Your account may have been created by the perpetrator to begin with and the person whose name is on it has never even used their service. Having your password or SSN or access to your email or the answers to your security questions tell them nothing. When someone has stolen your identity, there isn't really anything you can tell someone to prove you're you. This kind of behavior is caused by rules that put the cost of fraud on the payment processor rather than the customer, even though the payment processor's primary tools to prevent it basically involve locking the customer's account based on vague suspicion and hearsay. Paypal is less of a tech company and more of a finance company. Since then its been my hobby to see how long I can keep my phone numbers out of that database. I think the Transunion TXLop database is where I finally found the number. I became aware when a police officer called me about some tenants at a rental property on a phone number I'd never given to anyone. I think most people would be shocked if they knew how much data these companies keep. Every legal action I've been a party to is there. Apparently I own a sporting goods store in Austin, Tx (thats false, but can't dispute or amend). There is my list of "known associates" which is pretty much all of my family living and dead since the 80s, all of my wife's family, a couple former roommates and their families. Every phone number I've ever had is in those databases, as well as every address I've ever lived at - plus a few dozen variations that are typos or incomplete which I guess says something about my handwriting, every paycheck I've received over the past twenty-some years is in there, both regular payments and bonus, with taxes broken out and everything (a lot of businesses outsource employment verification to a Transunion subsidiary called The Work Number and in return they get all that information). however since they are not used in credit decisions they are not governed by the FCRA and you can not dispute or amend anything. Also if you get a new phone, you will want to set up the new app and transfer the data BEFORE wiping and getting rid of your old phone.You can request a copy of your info from those databases from Transunion, LexisNexis, etc. You will need to print this long security key out and store it in a safe place so that you can retrieve your Authenticator app if your phone was lost or stolen. When setting up Google Authenticator, you will be given a long security key in case you ever cannot access your authentication codes. They use securing an email address as the example in the video. Here is a quick video that explains how Google Authenticator works if you aren’t familiar. Your secure pins rotate every few seconds, making it impossible to hack. Through this verification app, it is impossible for anyone to access your PayPal account without also having your cell phone in their hands. The most secure option is to set up 2 Factor Authentication (2FA for short) using a Google Authenticator app. Here’s a little bit about these 2 options:Ģ Factor Authenticator through the Google Authenticator App
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The test is, therefore, not intended for people to take at home unless they live with a nurse, therapist, neurologist, or other healthcare professionals who have been trained to administer and score the test. To sign up and receive the test, you must be qualified. The Montreal Cognitive Assessment has an official website where it is promoted as a tool for health professionals to help diagnose their patients who may have dementia. If you want to take a test at home, the SAGE is accurate and designed to be administered by a loved one rather than a medical professional. The test is meant to be administered and graded by a doctor. If you’re wondering whether increased forgetfulness is a result of Alzheimer’s or just normal aging, this means Montreal Cognitive Assessment is the best test to take. In one section, this means moving from numbers to letters and back and forth in order (1, A, 2, B, etc.). Some of the questions on the Montreal Cognitive Assessment are intended to test “executive function,” which is the ability to focus and reason through a sequential task. Significantly for people who take the test because they’re worried they may be in the earliest stages of Alzheimer’s disease or related dementia, MoCA is much more effective at identifying Mild Cognitive Impairment which is often considered the earliest stage of dementia. Montreal Cognitive Assessment is therefore a useful and mostly accurate tool for identifying dementia. This means 94 percent of people who have dementia scored less than 26 out of 30 on MoCA (25 and under is considered at-risk). Studies have found MoCA to be about 94 percent accurate in telling whether a person has dementia or not. – Does not provide a diagnosis, so it must be paired with other tests including brain scans and a neurological testing before a diagnosis can be made. – Must be administered and graded by a healthcare professional, so an appointment with a nurse, doctor, or therapist is required-as opposed to the SAGE and other tests that can be taken at home. – Is relatively quick, taking between 10 and 15 minutes to complete. The MoCA is also better than the Mini-Mental State Exam at indicating if people with Parkinson’s disease are showing signs of Parkinson’s disease dementia. MoCA has been proven effective for showing early-stage dementia, or mild cognitive impairment (MCI). People who are in the early or mild stages of dementia might be able to score high enough on other tests including the Mini-Mental State Exam that the score would indicate no dementia is present. – Better for detecting in the early stages. Studies have shown MoCA correctly identifies dementia about 94 percent of the time. The test was created in 2005 by McGill University researchers, working in Montreal with people who have significant memory problems. – Clock Drawing Test: Famous for evaluating dementia warning signs – Concentration: Repeating simple sequences forward and backward – Language: Ability to speak and understand whole sentences, and remember the names of well-known animals or objects – Focus and spatial awareness: Connect numbered dots in sequence, and draw 3-dimensional shapes – Short-term memory: Ability to hear a word and repeat it back a short time later – Orientation: Knowing the day, date, and your present location The 30 questions assess multiple aspects of thinking that are impacted by dementia. Looking for an at-home dementia test? Several are available for download here.īrain function is tested in the Montreal Cognitive Assessment. Instead I covered the surrounding area with paper towelling and sprayed where the rotating spindle enters the volume control. I chose potential fix number 2 and purchased a can of Deoxit D5 from Jaycar Electronics for $29.95Īfter removing the top cover and the front control panel of the amp I discovered the volume control contact area was a sealed, so no way of spraying directly onto the contact area of the control. This fix was in relation to some other makes of amplifier. Access the volume control and spray some Deoxit D5 contact cleaner onto the contact area of the volume control. Only to have the same issue reappear a few years later.Ģ. Replace all the relay switches that control the volume. One person had replaced all the relays with upgraded ones. (They left music on and went out for an hour or so)Īfter researching, the potential fixes where:ġ. I read on another forum where someone had blown a pair of B&W speakers due to this problem. The volume going up without input is potentially speaker damaging. Sometimes when listening to music it would get noticeably louder. I could hear the relays clicking when the amp was on with no music playing. Recently the volume started increasing without input from me on the volume control. Volume does behave normally when using the remote. Volume increasing when turning it down, especially when turning it down quickly. In the past year when using the volume control on the amp the volume has behaved in a random/erratic manner. I've had the pleasure of using my Cambridge Audio 840A for about 4 years now. Looked fantastic when delivered really pleased. Best photo & video collage maker Discover 10000+ layouts, backgrounds, stickers, fonts and filters. First of all, you have to select a particular collage template before you start using the service. Free photo collage maker for PC & mobile Best editing experience, come and try our free materials Powerful online editing tool to easily create photo collgaes. 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You should expect to get higher wpm scores on easier tests and lower wpm scores on the more difficult tests.Ĭopyright © 2011-2024. How should you include typing speed on a resume Typing speed should be included in the skills section of a resume. Most standard pre-employment typing tests will be in the normal range. Monkeytype attempts to emulate the experience of natural keyboard typing during a typing test, by unobtrusively presenting. It features many test modes, an account system to save your typing speed history, and user-configurable features such as themes, sounds, a smooth caret, and more. This help you in reducing typing mistakes and improve your overall typing speed. Monkeytype is a minimalistic and customizable typing test. With SpeedCoder you focus on those characters and keywords. The algorithm to calculate difficulty depends on the average word length and how many special characters like capitals, numbers and symbols are included in the text. All other typing tutors are aimed for general english, and do not provide practice for special characters used frequently in programming. WPM is a well-known abbreviation and using it will help ATS (Applicant Tracking Systems) detect it on your resume. These tests typically measure your speed in Words Per Minute (WPM) and often include an accuracy percentage. Our typing tests are ranked on level of difficulty. There are several online platforms that offer free typing tests, such as, TypeTest.io, and. If you have a topic that you would like to see added to the list above, please feel free to contact us with your suggestion for a new paragraph typing test. This software is specifically designed to simulate the actual typing test environment and provide candidates with a platform to practice and improve their typing speed and accuracy. Hard typing tests for advanced typists: (over 4 minutes at 60+ wpm) The SSC CGL typing test software is an essential tool used to evaluate the typing skills of candidates appearing for the exam. Medical Transcriptionist (174.6 words) ***.Executive Assistant 2 (170.4 words) ****.Intermediate typing tests: (3-6 minutes at 40 wpm) How do you pass a typing test > Before you find yourself competing for a job that requires uncanny typing ability, practice. Short typing tests for beginners: (1 - 3 minute typing test at < 30 wpm) The best thing you can do to start typing faster is to type more. You need to be focused and not annoyed when attempting the typing speed test. For more details, check the difficulty key at the bottom of the page. Task-oriented cheat sheets See templates Visit Learning Space How to Improve Your Typing Speed Take a deep breath, relax your fingers, and take it slow. Selections are ranked according to difficulty from '*' (easiest typing tests) to '*****' (most challenging typing tests). Click on a topic to use it as your test prompt. The type of legal description you will find on a real estate document depends on factors such as the method of measurement, location, and type of property. It allows you to determine exactly where a particular plot of land is. Some legal descriptions are very simple and involve a lot and block in the name of a subdivision, but even these peculiarities can be wrong when checked by surveying equipment. For these reasons, it is important that owners or potential buyers know how to find the legal description of the property. These legal descriptions identify the property so that it can be transferred, assessed and taxed. A “legal” description of ownership identifies the particular parameters of a parcel of land and is an essential part of purchase agreements, deeds and mortgages. “From a point marked by a survey marker on the south side of Jackson Road, 150 feet east of the corner formed by the intersection of the east boundary of State Highway 39 and the south boundary of Jackson Road from the east 90 degrees 500 feet thence south 450 feet thence west 250 degrees 450 feet from there directly to the point of departure located in Section Seven in Twenty North Township, Range Eleven East, Perry Township, Delaware County, Indiana. This continues to the end point (POE), which is identical to the starting point, because all properties must have closed boundaries. Starting with the POB, it describes the length of each boundary and the angle it forms with the previous boundary. A description of bounds and boundaries uses boundary lengths and angles that begin at the starting point (POB).Ī mete is a dividing line and the boundaries are the area surrounded by the metes – hence the name. A Metes and Bounds property description generally looks like this: Metes-and-bounds descriptions were used in the original 13 settlements before the rectangular surveying system was developed. While boundaries are the more general boundaries of property such as a public road or waterway. Metis are the lines between each end point or outermost point of the property. These are usually used in larger and more rural areas. Metes and Bounds measurements are made by taking a point and measuring the length of the distance in a particular direction. Plate-based legal descriptions are much more reliable than other species and should rarely require further investigation. Adapted sections are called fractions because they are slightly less than 1 square mile, but the remaining sections in a community are standard sections, each exactly 1 square mile. The sections adjacent to the northern and western boundaries of the municipality are adjusted according to established rules, using the difference between government control and actual area. Unplated vacancies are often the biggest challenges associated with legal misdescription. However, old legal descriptions can be passed from one chain of title to another, and a false or incomplete description can be passed from one ignorant owner to another. If you are buying real estate, the seller or real estate agent should have a copy of the deed. If you own property, you should have a copy of the deed from the time you acquire title. Keep in mind, however, that some legal descriptions are incredibly complicated, and as mentioned above, there are different types of legal descriptions, which means it can get complicated if you don`t know exactly what you`re looking for. The legal description is referenced during the title search to ensure that there are no encumbrances on the property before the transaction is completed and title insurance is issued. See the following examples for an illustration. The legal description is often double-indented or bolded to distinguish it from the rest of the document. This wording indicates that the legal description will begin shortly. Legal descriptions are usually accompanied by introductory words such as “. The legal description is usually included in the body of the document. The best place to find a legal description is usually the last deed of ownership (the deed that transferred ownership to the current owner). This amount will be deducted from any refundable amount. If MowShop arranges to collect your items the cost to the buyer would be £36. Items returned without prior agreement will be refused and returned to sender resulting in you being liable for an extra charge from the couriers. Returns should be sent to MOWSHOP, Allscott, Telford, Shropshire, TF6 5ED We will refund the price you paid for such goods within 30 days of the date of receiving the returned items, provided that the goods are returned by you and received by us in the condition they were in when delivered to you. You must return your products within 30 days of delivery at your own cost and risk. We take no responsibility for items that are returned without prior contact or without authorisation from ourselves. You must contact us before returning an item on 03, failure to do so may result in us being unable to action the refund process. It must also be in the original packaging. To be eligible for a return, ensure that the goods remain unused and are retained in their original packaging and are in the same condition that you received it. In accordance with existing UK Distance Selling Regulations and the SafeBuy Web Trader Code you have the right to cancel your order within 14 days of receiving your goods if you wish to return the items. A detailed receipt, together with a copy of the credit card payment receipt, will be posted separately to you.Ĭancellation Rights: Returns & Refunds after delivery Products will be despatched to your preferred address directly from our distributors. Delivery of tractors is usually 3 – 7 working days after receipt of order. MowShop will not be liable for compensation of any kind due to late delivery of machinery or failure of machinery or damage to property from delivery.ĭelivery of products is usually 1-2 days from receipt of order and clearance of payment. MowShop shall not be liable to customers for charges for hire of alternate machinery or labour. MowShop shall not be held liable for any delays in delivering goods, nor shall they be held liable for delays caused to customers work commitments due to your order not arriving on time. If the item is out of stock, we will keep you informed of any major delays. The long reach means you don't have to use a ladder, and the ability to angle the cutting bar allows for faster and more convenient trimming.Most products are kept in stock, and we aim to deliver your order within 1- 2 working days. Pole hedge trimmers are are the best choice for cutting high and low hedges and ground covers. Pole hedge trimmers – best for long reach And with a longer blade, it is possible to clip larger areas in a single sweep. With teeth on only one side of the cutting bar, the blade can be longer without the machine becoming too heavy. If you are looking for a hedge trimmer for straight sections, a single-sided hedge trimmer will suit your needs perfectly. Single-sided hedge trimmers - best for larger areas A double-sided hedge trimmer can also be equipped with an adjustable rear handle for increased flexibility and better ergonomics when trimming the sides of hedges. The double-sided hedge trimmer is the optimal choice if you are shaping hedges. Double-sided hedge trimmers - best for shaping Select the type that fits your gardening needs the best. There are three major types of hedge trimmers: double-sided, single-sided and pole hedge trimmers. This is a very simple method that is a quick fix for a lot of designers today. Again select the Brush tool and select CrossHatch 1 style and give a few sparkles here and there give that glitz. Step 13: Now hit the eyedropper tool and select the faint gold color from the text. This will add a whole list of assorted brush types to your brush type list. Select the Append option in the dialog box. Select the brush tool, and in the brush size option, select the tiny arrow as shown in the image and hit Assorted Brushes from the drop-down menu. Step 12: Let’s add tiny sparkles to add shine to the effect. And then Apply, your effect will look like this. Let’s change the color in the color swatch below the Noise option. Step 11: Now click on the Outer Glow option and make the following changes. Style: Stroke Emboss, Technique: Chisel Hard, Depth: 200, Size 5 px and finally Glass Contour: Ring Double option. Step 10: Now apply the Bevel and Emboss option. Let’s change the gradient color to gold color values as done in Step 5. Size: 5 px, Fill type: Gradient, and Style: Reflected. This will give volume to the outline of the text. Step 9: Select the Stroke option and make the following changes in the parameters below. Right-click on it and select Blending Options. But let’s add some nice layer styles to the original layers to it make more realistic. Let’s set the values of orange color in RGB options. This will open another dialog box that lets you change the color of the glow. Now select the black color from the Color Swatch right below the Noise option.
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